There are many reasons why people might visit a professional healthcare provider and one of the most common questions asked concerns insurance. Those who have required healthcare in the past know that insurance may cover some, if not all, of the healthcare costs. 

Of course, most people would like to know ahead of time whether or not their insurance is going to pay for the cost of their healthcare visit. Whether someone requires a complicated surgical procedure or a simple visit to the doctor, knowing the cost of the visit upfront will help a family budget for their treatment and put the mind at ease. With this in mind, what are the different types of insurance coverage that a chiropractor might accept?

Insurances Accepted by a Chiropractor

One of the first aspects of chiropractic care that everyone should understand is that the insurance accepted by a chiropractor will vary from office to office. At Kosak Chiropractic and Acupuncture, all major insurance plans are accepted and nobody is ever turned away purely because of the insurance plan that they carry. Some of the most common plans that are accepted are furnished by companies such as:

• Aetna
• Ambetter
• Blue Cross Blue Shield (BCBS)
• Cigna
• Elite Choice
• Healthy Blue Nebraska
• Medica
• Medicare
• Midlands Choice
• Nebraska Medicaid
• Nebraska Total Care
• UnitedHealthcare Community Plan

Importantly, this list of insurance carriers is far from complete. There are many different types of insurance plans and the office will accept any major insurance carrier. Most people receive health insurance either from the government or through their employer and it is important for this plan to be widely accepted so that everyone can have access to the healthcare that they need.

Calling the Insurance Provider: Receiving Coverage

Now that people know that the office accepts most major insurance plans, it is time to make an appointment. This starts with calling the office and providing their health insurance information. After someone presents their health insurance card (or provides that information over the phone), there are a few different steps that need to happen prior to the visit.

Many people have experienced frustrations when calling their health insurance provider. Fortunately, the Kosak Chiropractic office will do this on behalf of the patient. The point of this phone call is to ask the health insurance provider whether or not the cost of chiropractic care will be covered by insurance. The office will do everything possible to convince the health insurance company to cover this cost. Once this is done, the office will call the patient back.

What is Covered by Health Insurance

Unfortunately, it is difficult to know what is going to be covered by the health insurance plan without this phone call. Every health insurance plan is different and many factors will impact the cost of someone's visit. There are many parts to a health insurance plan which includes deductibles, copays, coinsurance, and yearly maximums or minimums. 

On top of this, plans will help pay for some types of care but not others. This is the goal of the phone call to the insurance company. This information is important for both the medical office and the patient. This can help a family estimate what is covered by their insurance plan as well as estimate what costs they might have to cover, if any.

Trust a Compassionate Chiropractor

It is important for anyone in need of a doctor to locate a practice that provides a comprehensive array of treatment services. At Kosak Chiropractic and Acupuncture, the providers are trained in a wide variety of healthcare services, allowing them to provide care for the entire family. 

Anyone who is in search of a chiropractor in West Omaha, Nebraska should reach out to Kosak Chiropractic today to make an appointment. Call the office at (402)-964-0300 or visit the website to make an appointment. Learn more about how Kosak Chiropractic and Acupuncture can help the family with all of their healthcare needs!